美國保險業協會做的HR分析報告-英文版(ppt 56頁)

美國保險業協會做的HR分析報告-英文版目錄：
一、The Environment
二、The Catch-22
三、Paths Away from Traditional Delivery: Two Camps
四、Opportunities Along Path 2
五、The Answer
六、Additional Topics

美國保險業協會做的HR分析報告-英文版內容簡介：
Reducing employer cost typically implies increasing employee/retiree cost
Eventually runs against employer’s sensibilities regarding fairness, paternalism (if present), and the concept of benefits generally Example (FAS 106): “Lower my liabilities significantly but don’t do anything harsh to our retirees…they won’t accept it”If we don’t take cost out of the system, either the employer or the employees/retirees will pay the increases。

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