MBA原文案例庫中英文(doc 11頁)
MBA原文案例庫中英文(doc 11頁)內容簡介
How Financial Firms Decide on Technology，介紹國際大銀行在決定對信息技術投資時的考慮要點和他們具體的實施過程。
How Financial Firms Decide on Technology
(Abstract)
The financial services industry is the major investor in information technology(IT) in the U.S. economy; the typical bank spends as much as 15% of non-intereste expenses on IT. A persistent finding of research into the performance of financial institutions is that performance and efficiency vary widely across institutions. Nowhere is this variability more visible than in the outcomes of the IT investment decisions in these institutions. This paper presents the results of an empirical investigation of IT investment decision processes in the banking industry. The purpose of this investigation is to uncover what, if anything, can be learned from the IT investment practices of banks that would help in understanding the cause of this variability in performance along with pointing toward management practices that lead to better investment decisions. Using PC banking and the development of corporate Internet sites as the case studies for this investigation, the paper reports on detailed field-based surveys of investment practices in several leading institutions
How Financial Firms Decide on Technology
(Part One)
信息技術對金融服務業的影響正在增加，不僅僅表現在銀行的15%無息開支上，而且對金融服務業的運做和戰略也有很強的影響。 一個對金融機構的長期研究表明，不同的機構的效率和表現也不同。其決定的因素有以下一些其中的一個因素就是對投資的決定和管理。SBS是一個失敗的例子，但是成功的公司也不少。本文注重解答以下的問題： １.銀行對ＩＴ投資的評估和管理過程？ ２.在對ＩＴ的管理過程中，理論和實際操作的結合如何？ ３.ＩＴ投資的管理和銀行性能的關係如何？
1.0 Introduction
Information technology(IT) is increasingly critical to the operations of financial services firms. Today banks spend as much as 15% of non-interest expense on information technology. It is estimated that the industry will spend at least $21.1 billion on IT in 1998, and financial institutions collectively account for the majority of IT investment in the U.S. economy. In additon to being a large component of the cost structure, information technology has a strong influence on financial firms operatons and strategy. Few financial products and services exist that do not utilize computers at some point in the delivery process, and a firms'information systems place strong
..............................
How Financial Firms Decide on Technology
(Abstract)
The financial services industry is the major investor in information technology(IT) in the U.S. economy; the typical bank spends as much as 15% of non-intereste expenses on IT. A persistent finding of research into the performance of financial institutions is that performance and efficiency vary widely across institutions. Nowhere is this variability more visible than in the outcomes of the IT investment decisions in these institutions. This paper presents the results of an empirical investigation of IT investment decision processes in the banking industry. The purpose of this investigation is to uncover what, if anything, can be learned from the IT investment practices of banks that would help in understanding the cause of this variability in performance along with pointing toward management practices that lead to better investment decisions. Using PC banking and the development of corporate Internet sites as the case studies for this investigation, the paper reports on detailed field-based surveys of investment practices in several leading institutions
How Financial Firms Decide on Technology
(Part One)
信息技術對金融服務業的影響正在增加，不僅僅表現在銀行的15%無息開支上，而且對金融服務業的運做和戰略也有很強的影響。 一個對金融機構的長期研究表明，不同的機構的效率和表現也不同。其決定的因素有以下一些其中的一個因素就是對投資的決定和管理。SBS是一個失敗的例子，但是成功的公司也不少。本文注重解答以下的問題： １.銀行對ＩＴ投資的評估和管理過程？ ２.在對ＩＴ的管理過程中，理論和實際操作的結合如何？ ３.ＩＴ投資的管理和銀行性能的關係如何？
1.0 Introduction
Information technology(IT) is increasingly critical to the operations of financial services firms. Today banks spend as much as 15% of non-interest expense on information technology. It is estimated that the industry will spend at least $21.1 billion on IT in 1998, and financial institutions collectively account for the majority of IT investment in the U.S. economy. In additon to being a large component of the cost structure, information technology has a strong influence on financial firms operatons and strategy. Few financial products and services exist that do not utilize computers at some point in the delivery process, and a firms'information systems place strong
..............................
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