如何定製合需要的年度薪酬製度(ppt 38頁)(英文)

Options for generating lifetime income
Consumer needs
Investing for life
Managing survival
A new model
How much do the guarantees cost?
How valuable are they to customers?
early in retirement/later in retirement?
according to other assets?
How will lifestyles and needs change in retirement?
Will customers change their minds over time?
Choice (investment)
Flexibility (income)
Protection (survival)
Communication (trade offs)
Fail safe
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