Principal-agent Modeling(ppt 26頁)

我請您們考慮一些問題：
A small medical insurance scenario 一個醫療保健的問題
When you have a small illness, do you normally see your doctor?
當你有小病的時候，你會不會自費看醫生？
What about, if your firm pay for your expense?
但是，如果是單位付錢呢，那又怎樣？
A car maintenance scenario 一個汽車維修的問題
Your car is being rented for 2 months. Supposedly, it needs oiling every month. How likely you will remember to do so?
你的汽車是租來用兩個月的，它需要每月潤滑上油一次。你會不會依時地去上油？
How about if this is your own car?
如果這是你自己的汽車，你又會不會去做？
A medical insurance problem 自費醫療保險的問題
When we purchase medical insurance, the insurance company usually requires that you disclose your medical history. Pre-conditions are usually excluded from the coverage.
購買保險的時候，它們通常要求你列出你的病曆。但是如果你有大病的話，很可能保險公司不願意受保。

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