中國銀行業協會銀團貸款流動資金貸款合同示範文本(pdf 73頁)

一、 定義及解釋 ........................................................ 3
1.1 定義 .............................................................. 3
1.2 解釋規則 .......................................................... 8
二、 貸款額度 .......................................................... 9
三、 貸款用途 .......................................................... 9
四、 提款 ............................................................. 10
4.1 提款通知 ......................................................... 10
4.2 首次提款的先決條件 ............................................... 10
4.3 每次提款的先決條件 ............................................... 13
五、 利息 ............................................................. 14
5.1 貸款利率 ......................................................... 14
5.2 罰息利率 ......................................................... 14
5.3 利息期 ........................................................... 14
5.4 計息 ............................................................. 15
5.5 付息 ............................................................. 15
六、 還款 ............................................................. 15
6.1 貸款期限 ......................................................... 15
6.2 還款 ............................................................. 16
6.3 資金回籠賬戶 ..................................................... 16
七、 提前還款和取消 ................................................... 16
7.1 主動提前還款 ..................................................... 16
7.2 主動取消 ......................................................... 17
7.3 自動取消 ......................................................... 18
7.4 強製取消 ......................................................... 18
7.5 強製提前還款 ..................................................... 18
八、 付款規定 ......................................................... 18
8.1 貸款資金的發放 ................................................... 18
8.2 貸款資金的支付 ................................................... 18
8.3 借款人付款 ....................................................... 20
8.4 代理行付款 ....................................................... 20
8.5 付款順序 ......................................................... 20
8.6 墊款 ............................................................. 21
8.7 付款幣種 ......................................................... 21
8.8 抵銷 ............................................................. 21
8.9 非營業日 ......................................................... 21
8.10 分攤 ............................................................. 22
九、 稅費 ............................................................. 22
9.1 稅費 ............................................................. 22
流動資金貸款/第3.0版
9.2 印花稅 .......................................................... 23
十、 成本增加 ......................................................... 23
10.1 成本增加通知 .................................................... 23
10.2 補償 ............................................................ 23
十一、 法律變動 ......................................................... 24
11.1 法律變動通知 .................................................... 24
11.2 取消和提前還款 .................................................. 24
十二、 減輕損失 ......................................................... 25
12.1 減輕損失 ........................................................ 25
12.2 義務限製 ........................................................ 25
十三、 事實陳述 ......................................................... 26
十四、 約定事項 ......................................................... 28
14.1 積極義務 ........................................................ 28
14.2 限製事項 ........................................................ 32
十五、 違約事件 ......................................................... 33
15.1 違約事件 ........................................................ 33
15.2 銀團成員行的救濟 ................................................ 35
十六、 銀團成員行關係 ................................................... 37
16.1 委任代理行 ...................................................... 37
16.2 代理關係 .................................................................................. 37
16.3 代理行的責任 ........................................................................... 37
16.4 代理行權利 ............................................................................... 38
16.5 獨立信貸評估 ........................................................................... 39
16.6 代理行和牽頭行作為貸款人 ...................................................... 40
16.7 銀團會議 .................................................................................. 40
16.8 貸款人補償 ............................................................................... 42
16.9 代理行辭職 ............................................................................... 43
16.10 代理行扣款 ............................................................................... 43
16.11 其他業務 .................................................................................. 44
16.12 與貸款人的往來 .................................................. 44
十七、 費用和補償 ....................................................... 44
17.1 銀團費用 .................................................................................. 44
17.2 銀團成本 .................................................................................. 44
17.3 損失賠償 .................................................................................. 45
17.4 貨幣補償 .................................................................................. 45
17.5 計算依據 .................................................................................. 46
17.6 免於補償 ........................................................ 46
十八、 轉讓 ............................................................. 46
18.1 借款人轉讓 ............................................................................... 46
18.2 貸款人轉讓 ............................................................................... 46
18.3 轉讓生效 .................................................................................. 47
18.4 轉讓的約束力 ........................................................................... 47
18.5 轉讓的後果 ............................................................................... 47
18.6 轉讓行免責 ............................................................................... 47
流動資金貸款/第3.0版
18.7 轉讓行進一步免責 .................................................................... 48
18.8 簿記存檔 .................................................................................. 48
18.9 變更經辦行 ..................................................... 48
十九、 各銀團成員行權利義務的關係 ....................................... 48
19.1 義務獨立 .................................................................................. 48
19.2 權利獨立 ......................................................... 48
二十、 保密義務 ......................................................... 49
20.1 保密範圍 .................................................................................. 49
20.2 其他披露範圍 ........................................................................... 49
20.3 取代 ............................................................. 50
二十一、 修改和豁免 ..................................................... 50
21.1 修改或豁免申請及同意 ........................................... 50
21.2 書麵修改 ................................................................................ 51
21.3 代理行同意 ..................................................... 51
二十二、 通知 ........................................................... 51
22.1 通過代理行 ............................................................................ 51
22.2 通知方式 ................................................................................ 51
22.3 通知送達 ................................................................................ 51
22.4 地址變更 ................................................................................ 52
22.5 通知語言 ....................................................... 52
二十三、 債務證明 ....................................................... 52
二十四、 權利累積和條款獨立 ............................................. 52
24.1 權利累積 ................................................................................ 52
24.2 條款獨立 ....................................................... 52
二十五、 合同文本 ....................................................... 53
25.1 語言 ...................................................................................... 53
25.2 正本 .......................................................... 53
二十六、 適用法律和爭議解決 ............................................. 53
二十七、 生效 ........................................................... 54
附件一 貸款人初始承貸額 ............................................... 55
附件二 文件確認書格式 ................................................. 56
附件三 提款通知格式 ................................................... 58
附件四 轉讓證書格式 ................................................... 60
附錄 轉讓的份額 ..................................................... 61
附件五 各方賬戶 ....................................................... 62
簽 字 頁 ............................................................... 64
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