1906海上保險法詳細概述(doc 38頁)
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1906海上保險法詳細概述(doc 38頁)內容簡介
1906海上保險法詳細概述內容提要：
第1條：海上保險的定義（Marine insurance defined）
A contract of marine insurance is a contract whereby the insurer undertakes to indemnify the assured, in manner and to the extent thereby agreed, against marine losses, that is to say, the losses incident to marine adventure.
海上保險合同，是一種保險人按照約定的方式和範圍，對與海上冒險有關的海上滅失，向被保險人承擔賠償責任的合同。
第2條 海陸混合風險 （Mixed sea and land risks）
2.(1) A contract of marine insurance may, by its express terms, or by a usage of trade, be extended so as to protect the assured against losses on inland water or on any land risk which may be incidental to any sea voyage.
(2) Where a ship in course of building, or the launch of a ship, or any adventure analogous to a marine adventure, is covered by a policy in the form of a marine policy, the provisions of this Act, in so far as applicable, shall apply thereto；but, except by this section provided, nothing in this Act shall alter or affect any rule of law applicable to any contract of insurance other than a contract of marine insurance as by this Act defined.
(1)海上保險合同，得用明示條款或經由某種貿易習慣，擴展保障被保險人在與海上航程有關的內河或任何陸地風險中的損失。
(2)如果用海上保險單格式的保險單，承保建造中的船舶，或者船舶下水，或類似海上冒險的任何冒險，本法中的各項規定，隻要是可適用者，均得適用之；但除本條規定者外，本法的任何規定，都不能改變或影響任何適用於本法規定的海上保險合同以外的保險合同的法律規定。
第3條 海上冒險與海上危險的定義（Marine adventure and maritime perils defined ）
3.(1) Subject to the provisions of this Act, every lawful marine adventure may be the subject of a contract of marine insurance.
(2) In particular there is a marine adventure where-
(a) Any ship, goods or other movables are exposed to maritime perils. Such property is in the Act referred to as “insurable property.”
(b) The earning or acquisition of any freight, passage money, commission, profit or other pecuniary benefit, or the security for any advances, loans or disbursements, is endangered by the exposure of insurance property to maritime perils.
(c) Any liability to a third party may be incurred by the owner of, or other person interested in or responsible for, insurable property, by reason of maritime perils.
3(1) 受本法規定的製約，每一合法的海上冒險得為海上保險合同的標的。
(2) 特別是以下各項屬於海上冒險：
（a）受海上危險影響的任何船舶，貨物或其他動產。此種財產在本法中被稱為“可保財產”。
（b）由於保險財產暴露於海上危險之中而危及的任何運費，客票款，傭金，利潤或其他錢財上的利益，或任何預付款，貸款，或墊付費用的擔保。
（c）保險財產的所有人或其他對其有利益或有責任的當事人由於海上風險的原因對第三方產生的任何責任。”
保險利益（Insurable Interest）
..............................
第1條：海上保險的定義（Marine insurance defined）
A contract of marine insurance is a contract whereby the insurer undertakes to indemnify the assured, in manner and to the extent thereby agreed, against marine losses, that is to say, the losses incident to marine adventure.
海上保險合同，是一種保險人按照約定的方式和範圍，對與海上冒險有關的海上滅失，向被保險人承擔賠償責任的合同。
第2條 海陸混合風險 （Mixed sea and land risks）
2.(1) A contract of marine insurance may, by its express terms, or by a usage of trade, be extended so as to protect the assured against losses on inland water or on any land risk which may be incidental to any sea voyage.
(2) Where a ship in course of building, or the launch of a ship, or any adventure analogous to a marine adventure, is covered by a policy in the form of a marine policy, the provisions of this Act, in so far as applicable, shall apply thereto；but, except by this section provided, nothing in this Act shall alter or affect any rule of law applicable to any contract of insurance other than a contract of marine insurance as by this Act defined.
(1)海上保險合同，得用明示條款或經由某種貿易習慣，擴展保障被保險人在與海上航程有關的內河或任何陸地風險中的損失。
(2)如果用海上保險單格式的保險單，承保建造中的船舶，或者船舶下水，或類似海上冒險的任何冒險，本法中的各項規定，隻要是可適用者，均得適用之；但除本條規定者外，本法的任何規定，都不能改變或影響任何適用於本法規定的海上保險合同以外的保險合同的法律規定。
第3條 海上冒險與海上危險的定義（Marine adventure and maritime perils defined ）
3.(1) Subject to the provisions of this Act, every lawful marine adventure may be the subject of a contract of marine insurance.
(2) In particular there is a marine adventure where-
(a) Any ship, goods or other movables are exposed to maritime perils. Such property is in the Act referred to as “insurable property.”
(b) The earning or acquisition of any freight, passage money, commission, profit or other pecuniary benefit, or the security for any advances, loans or disbursements, is endangered by the exposure of insurance property to maritime perils.
(c) Any liability to a third party may be incurred by the owner of, or other person interested in or responsible for, insurable property, by reason of maritime perils.
3(1) 受本法規定的製約，每一合法的海上冒險得為海上保險合同的標的。
(2) 特別是以下各項屬於海上冒險：
（a）受海上危險影響的任何船舶，貨物或其他動產。此種財產在本法中被稱為“可保財產”。
（b）由於保險財產暴露於海上危險之中而危及的任何運費，客票款，傭金，利潤或其他錢財上的利益，或任何預付款，貸款，或墊付費用的擔保。
（c）保險財產的所有人或其他對其有利益或有責任的當事人由於海上風險的原因對第三方產生的任何責任。”
保險利益（Insurable Interest）
..............................
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