香港電信大陸支付係統谘詢報告(英文版)(ppt 85頁)

香港電信大陸支付係統谘詢報告內容摘要：
1.User: browsing Web site, formulating order, delivery order/payment data toWeb site
2/3.Web site: confirming order, conveying payment data to payment gateway
4.Payment gateway: delivery payment data to card issuer’s bank
5.Card issuer’s bank: verifying payment validity, transferring money to clearing center
6.Clearing center: accepting money, notifying collecting bank
7/8.Collecting bank: collecting money, notifying Web site
9/10.Web site: processing data, informing distributor to arranging delivery
11/12.Distributor: deliver products
Function:
Web site issuing supply & demand
information to buyer and seller
Note:
Such kind of Web site only provide
very basic communication service
between supplier and buyer
Example: www.alibaba.com
Function:
Web site providing business with
E-commerce platform & helping business
to develop online transaction
Note:
The majority of participants are business
providing consumption products
The Web site is similar to traditional
retailer renting counter
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