銀行業務與管理中英對照閱讀輔導大全(DOC 53頁)

內容摘要
金融英語-高級-銀行業務與管理-銀行基礎知識英語
通知儲蓄存款
Noticedepositisdefinedasonethatdoesnothavedefinitetermwhenmakingdepositsandthetypesarechoseninadvance(nowtherearetwotypes:onedaynoticedepositandsevendaysnoticedeposit),andyoumustinformthebankbeforethewithdrawalofthedateandamountofwithdrawal.Usuallytheminimumamountofnoticedepositis50,000RMByuaninalumpsumwiththeminimumwithdrawalsumnotlessthan50,000RMByuaneachtime.Youcandepositmoneyinalumpsumandwithdrawmoneyinalumpsumorbyseveraltimes.
通知儲蓄存款是一種存款人在存入款項時不約定存期，預先確定品種（目前分一天通知儲蓄存款、七天通知儲蓄存款兩個品種），支取時需提前通知銀行，約定支取日期及金額的儲蓄存款方式。一般5萬元起存，最低支取金額5萬元，一次存入，可分一次或多次支取的儲蓄存款。
通信存款
DepositsbycorrespondencerefertothewayinwhichoverseasChinese,HongKong,MacaoandTaiwancompatriots,Chineseofforeignnationalityanddomesticresidentsapprovedtosettledownorstudyabroadauthorizedomesticbankstohandlesavingsdepositsfortheirfundsabroad.
通信存款是指華僑、港澳台胞、外籍華人及批準出境定居或留學的國內居民，將其在國外的資金委托國內銀行辦理儲蓄存款的一種方式。
AclientsendingaletterauthorizingthebanktohandlethedepositsbycorrespondencemaygothroughtheaccountopeningproceduresbyattachingduplicatesofhisorherIDcard,passportorexitpassandothervalidcredentials,fillingouttheApplicationFormforOpeningAccountofDepositsbyCorrespondence,choosingthetypeofdepositsaccordingtothetypesofservicesalreadytransactedbythebank(say,currentdeposit,timedepositandcurrent-timeoptionaldeposits,etc.),andalsopre-assignthemethodofwithdrawallater.
來信委托銀行辦理通信存款開戶的客戶，須附身份證、護照或出境通行證等有效證件的影印件，填寫“通信存款開戶申請書”，根據銀行已開辦的業務種類（如活期、定期、定活兩便等）選擇存款種類，並約定日後的支取方式，即可辦理開戶手續。

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